In Russia, they proposed to reduce the mortgage rate when buying apartments with an area of more than 55 square meters to stimulate the purchase of large-area housing. Such an initiative was made on September 22 by Vitaly Mutko, General Director of DOM.RF, at a meeting with Russian President Vladimir Putin.
As the official noted, now in the structure of housing construction, 53% of it is one-room apartments, and the needs of families are much greater.
“It turns out that families do not take large apartments, and this holds back the birth of children. It would be possible to include a support measure to stimulate the purchase of larger housing – from 55 square meters, ”Mutko said.
He proposed to make such a program indefinite. The CEO of DOM.RF also noted that the Family Mortgage program is important for increasing the birth rate in Russia.
Formerly Accounts Chamber (CA) suggested exclude studios and one-room apartments from state-supported mortgage lending programs. According to the auditors, in most cases, when buying a “odnushka” on a preferential mortgage, the family “is deprived of the opportunity to improve their living conditions.”
On June 22, the government lowered the mortgage rate to 7%. The exemption is valid for a loan in the amount of 6 million rubles for all cities and regions, except for Moscow and St. Petersburg. To participate in the program, you need to make a down payment of at least 15% of the cost of a new apartment.
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